The OScar project aims at defining a common SEPA wide payment solution based on two available SEPA standards: the SEPA FAST payment application specified and owned by the CIR TWG and the EPAS ISO 20022 acquirer protocol specified and owned by EPASOrg. The OSCar project will carry out field trials in 2012 in a multi-schemes, multi-acquirers and multi-country environment and will set up in parallel the respective functional certification infrastructure.
The OSCar consortium, established at the end of 2010 aims is to demonstrate through the live pilot the technical feasibility of these new standards allowing the retailers, banks and cardholders to benefits from the same payments experience everywhere in SEPA. OSCar will allow payment service providers, vendors, retailers and card schemes to move from theory and put into practice the deliverables of the SEPA Card Standardisation program in the terminal-to-acquirer domain.
The OSCar consortium gathers as of today the following key industry players: Accord Oney Bank, American Express, Auchan, Barclaycard, Carrefour Banque, Cartes Bancaires "CB", Crédit Agricole Cards & Payments, Cetecom, Clear2pay, Consorzio Bancomat, Credit Mutuel, Die Deutche Kreditwirtschaft, Discover, Elitt, Equens, Fime, Galitt, German Banking Industry Committee (GBIC), I- Zettle, Ingenico, MasterCard Europe, Monext, Paycert, Point International, Poste Italiane, SCD Desjardins, SER2S, SRC, UK Cards Association, UL TS (formerly known as Collis), UnionPay International, VeriFone, Visa Europe, VOEB-ZVD, Wincor Nixdorf, Worldline.